September 26, 2019

Lately the question of affiliation and who has to personally guaranty an SBA Loan has become more gray.  Affiliation has always been more subjective than most rules in SBA lending, but personal guarantees were pretty clear - 20% ownership or more per household you have...

December 19, 2018

Radar was recently on a call with the Sustaining Members of NAGGL who provided an update to the looming shutdown. Based on recent events in the news and feedback from their contacts, NAGGL is predicting a shutdown after the current extension expires on the 21st of this...

December 14, 2017

It’s that time of the year when we start thinking about ways to improve ourselves and resolve to magically be better people as soon as the clock strikes midnight on December 31st.  The SBA has made some positive resolutions as well.  Like them or not, they have made so...

July 31, 2017

The Federal Register / Vol. 82, No. 137 indicated that “effective October 1, 2017, all guaranteed portions of loans in a Pool presented for settlement with SBA’s Fiscal Transfer Agent will be required to have a minimum maturity ratio of at least 94% for Standard Pools...

May 25, 2017

One of the core benefits of the SBA guaranteed loan program is its ability to encourage lending to small businesses that cannot obtain conventional financing at reasonable terms.  At NAGGL's recent SBA Lending Technical Conference in Indianapolis, one of the hotter top...

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Lately the question of affiliation and who has to personally guaranty an SBA Loan has become more gray.  Affiliation has always been more subjective t...

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