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Radar Lender Services, national lender service provider (LSP), was formed to give lenders of all sizes the same level of expertise in these products to enable them to help more small business owners across the country. Our government has given you, the lender, the opportunity to minimize your risk, generate income and get more money into the hands of our small business owners. And we’re here to help make it easier for you!


Ray Chiamulera

Ray Chiamulera

Founder & President

Ray has been a government guaranteed lender for 25+ years. In those years, he has managed Credit, Packaging, Closing and Loan Servicing/Liquidation departments at top lenders like The Money Store, Popular Small Business Capital and Quadrant Financial, Inc. (a subsidiary of First Chatham Bank). He has been a presenter at Florida Association of Government Guaranteed Lenders (FLAGGL) conferences, America East Lender’s Conference, America West Small Business Lending Conference, and the Southeast Small Business Lender’s Conference.  Ray is also a frequent webinar presenter for the SBA.  He has owned and operated Radar Lender Services, a full-service Lender Service Provider, since 2010.

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Brent Willis

Executive Vice President, Commercial Loan Officer

Brent has been involved in government guaranteed lending since 2010 and with Radar Lender Services since early 2013. Prior to joining the Radar team, Brent worked for Quadrant Financial, Inc. (a subsidiary of First Chatham Bank). While Brent’s current focus is primarily in credit underwriting, his previous experience focused on SBA loan Servicing/Liquidation and loan packaging. Prior to moving to Indianapolis to start his career in government guaranteed lending, he spent time as a Financial Representative Intern with Northwestern Mutual and a Statistics Intern with the Philadelphia 76ers. Brent earned his Bachelor Degree from Alma College in Michigan and was a member of the Alma College Scots football team. In his free time you can find him hunting, fishing, boating, golfing, and spending time with his friends and family. 

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Dawn Chiamulera 

Executive Vice President, Compliance Officer

Dawn Chiamulera has been in government guaranteed since 2009.  She has been with Radar Lender Services since 2014, having previously been the Compliance Officer for Quadrant Financial, Inc. (a subsidiary of First Chatham Bank) and CertusBank.   Dawn completes pre and post-closing file reviews with an eye for protection of the SBA guarantee. In her free time, you can find Dawn reading spy and mystery thrillers, spending time with loved ones, traveling, and tasting her daughter's pastry creations. 

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Michele Gershom

Senior Vice President, Chief Operating Officer

Michele has worked in SBA Lending since 2010, starting her career at Quadrant Financial. Michele worked for Quadrant (which was purchased by Certus Bank) for five years prior to joining the Radar team in 2015.  Since joining Radar, Michele has been instrumental in loan packaging, payment processing, financial update reviews, and many other servicing functions. Michele earned her bachelor’s degree from Indiana University’s Kelley School of Business, where she majored in Finance. Michele is a big fan of people, places, and things and is an enthusiastic member of the team ready to help our clients meet their goals. In her free time you can find her canoeing, planning themed events, singing karaoke, rooting for the Panthers, or hosting game nights.  


Melissa Carpenter

Assistant Vice President, Servicing Manager 

Melissa joined Radar in 2019, bringing 7 years of SBA lending experience. Prior to joining Radar, she worked for Entegra Bank as a processor/closer; eventually taking a primary roll as an SBA loan servicing analyst. Her skills beyond lending include Tax Preparation, Payroll Processing, Accounting and Bookkeeping. Her specialization is managing the SBA portfolio after closing; Servicing requests, liquidation, construction loan project monitoring, regulatory reporting and many other servicing functions focusing on maintain the SBA guaranty. In her free time you will find her spending time with her daughters, traveling or cooking with friends and family.


Maysa Guthrie

Loan Servicing Specialist 

Maysa joined Radar full-time in August of 2020. She is in the process of completing her bachelors degree in business administration. Prior to joining Radar she worked as a bookkeeper, accounts receivable, and payable for several small businesses in the Denver, Colorado area. In her free time you can find her exploring state parks with her daughter, snowboarding, reading science fiction novels, eating her way through Indianapolis, and working with clay (pottery/sculpture). 


Christine Bedrossian

Assistant Vice President, Loan Processing Team Manager

Christine joined Radar in September of 2022. Christine stared her career in SBA lending in 2015 at Newtek. Immediately prior to joining the Radar team, she was at Hanover Community Bank. In her free time you can find Christine spending time with her two boys, at her boys soccer and basketball games, and traveling with friends and family. 


Tonya White

Loan Processing Officer 

Tonya has been in the lending Industry since 2000 and has worked with companies such as Washington Mutual, Ideal Financial Services, M & I Bank and Farm Credit Mid-America. In those years she has held multiple positions such as Loan Originator, Underwriter, Residential Loan Processor, Agricultural Loan Processor and SBA Loan Processor/Closer.  Tonya brought that experience to her role with Radar in March of 2016 ensuring accurate and timely closings. In her free time you can find her traveling, reading mystery and thriller novels, trying new recipes, attending a local Zumba class, and spending time with her family. 

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Connor O'Cull

Credit Analyst 

Connor graduated from Indiana University where he earned his Bachelor’s Degree in Public Finance. He started working for Radar Lender Services in July of 2017 as a Jr. Credit Analyst. Prior to joining the Radar team, he spent time as a Financial Representative Intern with Northwestern Mutual. His current focuses are in loan processing, credit underwriting, and loan packaging.


Amanda Chiamulera

Loan Origination Specialist 

Amanda joined the Radar team in March 2021.  She has a Bachelor’s Degree in Journalism from Indiana University Southeast and an Associate’s Degree in Pastry Arts from The Chef’s Academy.  Prior to joining the Radar team, she worked as a supervisor and French Pastry chef at The Cake Bake Shop.  She also previously worked at Radar in 2014 before attending culinary school.  She is currently heading the Paycheck Protection Program forgiveness department.  In her free time, you can find her spending time with her two girls, baking, finding new and exciting recipes, planning renovation projects for her home and taking part in book club


Sarah Falkenthal-Guttendorf

Digital Marketing Coordinator 

Sarah earned her Bachelor of Arts Degree in Interactive Media Studies with focuses in Digital Marketing and Entrepreneurship from Miami University and has been in Digital Marketing since 2012. Prior to joining the Radar team as the Digital Marketing Coordinator in the spring of 2018 she worked with several startups and angel investors in the Bay Area, an emotional intelligence university in Chicago, and was part of the executive team for the largest autism clinic in the state of Indiana. In her free time, you can find Sarah baking cupcakes, brewing mead, working her way towards completing the Indiana wine trail, mentoring students from her college service organization (Alpha Phi Omega), or participating in one of Indy’s many delicious food weeks! 


"The Radar Team has significantly improved our process and portfolio of government guaranteed loans from first rate underwriting to high quality servicing of our entire portfolio. We couldn't ask for better partners!"

—  Ken, CEO

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