Ray Chiamulera
- Oct 31
Another SOP - An SBA Song
In honor of Halloween, please enjoy this SBA song to the tune of The Adams Family Theme song, Just when I learned the last one SBA said...
Ray Chiamulera
- Apr 21
Projections
If there is a recurring theme in these posts (Capacity, Anomalies) it is that credit analysis requires you to ask more questions! Never...
Ray Chiamulera
- Apr 13
Anomalies
In my last post I talked about recognizing Trends in your credit analysis of an SBA applicant business. This time we’ll talk about...
Ray Chiamulera
- Apr 5
Capacity
The most important of the five C’s of Credit is Capacity. It is the one C that an SBA guaranty does not negate. If an applicant cannot...
Ray Chiamulera
- Jan 20
2022 Fee Income
So you weren’t an active SBA lender before PPP, but now your Board Members have gotten used to significant fee income from the program...
Sarah Falkenthal
- Jan 14
Radar's 2022 Holidays & Closures
Plan ahead for Radar's 2022 closures: Martin Luther King Jr. Day - Monday, January 17 President’s Day - Monday, February 21 Memorial Day...
Ray Chiamulera
- Dec 7, 2021
SBA – The Next Generation
Back-room staff is in short supply. It’s becoming too expensive to man an SBA operation with experienced Underwriters and Closers. How...
Sarah Falkenthal
- May 27, 2021
Sarah Falkenthal
- Apr 28, 2021
Radar's 2021 Holidays & Closures
Plan ahead for Radar's 2021 closures: New Years Day 2021 - Friday, January 1 Martin Luther King, Jr. Day - Monday, January 18 Presidents...
Ray Chiamulera
- Sep 14, 2020
Personnel Announcements
We are pleased to announce the following personnel changes that have occurred recently within Radar Lender Services. Maysa Guthrie and...
