2023 Holidays & Closures
Plan ahead for Radars's 2023 closures: New Year’s Day - Monday, January 2 (Observed) Martin Luther King Jr. Day - Monday, January 16...
Another SOP - An SBA Song
In honor of Halloween, please enjoy this SBA song to the tune of The Adams Family Theme song, Just when I learned the last one SBA said...
Projections
If there is a recurring theme in these posts (Capacity, Anomalies) it is that credit analysis requires you to ask more questions! Never...
Anomalies
In my last post I talked about recognizing Trends in your credit analysis of an SBA applicant business. This time we’ll talk about...
Capacity
The most important of the five C’s of Credit is Capacity. It is the one C that an SBA guaranty does not negate. If an applicant cannot...
2022 Fee Income
So you weren’t an active SBA lender before PPP, but now your Board Members have gotten used to significant fee income from the program...
Radar's 2022 Holidays & Closures
Plan ahead for Radar's 2022 closures: Martin Luther King Jr. Day - Monday, January 17 President’s Day - Monday, February 21 Memorial Day...
SBA – The Next Generation
Back-room staff is in short supply. It’s becoming too expensive to man an SBA operation with experienced Underwriters and Closers. How...
Radar's 2021 Holidays & Closures
Plan ahead for Radar's 2021 closures: New Years Day 2021 - Friday, January 1 Martin Luther King, Jr. Day - Monday, January 18 Presidents...
