2023 Holidays & Closures
Plan ahead for Radars's 2023 closures: New Year’s Day - Monday, January 2 (Observed) Martin Luther King Jr. Day - Monday, January 16...
Another SOP - An SBA Song
In honor of Halloween, please enjoy this SBA song to the tune of The Adams Family Theme song, Just when I learned the last one SBA said...
Projections
If there is a recurring theme in these posts (Capacity, Anomalies) it is that credit analysis requires you to ask more questions! Never...
Anomalies
In my last post I talked about recognizing Trends in your credit analysis of an SBA applicant business. This time we’ll talk about...
Capacity
The most important of the five C’s of Credit is Capacity. It is the one C that an SBA guaranty does not negate. If an applicant cannot...
2022 Fee Income
So you weren’t an active SBA lender before PPP, but now your Board Members have gotten used to significant fee income from the program...