So you weren’t an active SBA lender before PPP, but now your Board Members have gotten used to significant fee income from the program over the last two years. PPP looks to be over, but you can still generate fee income by selling the guaranteed portion of new SBA 7a loans. There is a secondary market for the guaranteed portion of these loans. The premiums for fully priced 10 year loans vary based on loan amount and pricing. Premiums are, in part, impacted by the ongoing

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