Got your attention didn’t it!  Ads for small business loans litter the internet.  As a small business owner myself, I receive at least 5 pieces of junk mail offering small business loans weekly.  Some small business lenders have become the new credit card company – Bad Credit, No Credit, No Problem!  The access to small business loans is easier, and scarier, than ever before.  Too many times I have seen business debt schedules of borrowers who obtained one of these loans that

Like every strong building needs a solid foundation, so does an SBA loan.  I’ve lost count of the number of times someone has asked me to approve a loan based on debt service numbers before I’ve seen the Use of Proceeds – the Foundation.  A poorly built foundation results in numerous and long-term structural issues to a building.  A poorly structured loan leads to early delinquencies and possible repairs or denials to your guaranty.  Build your foundation with the right mater