The Federal Register / Vol. 82, No. 137 indicated that “effective October 1, 2017, all guaranteed portions of loans in a Pool presented for settlement with SBA’s Fiscal Transfer Agent will be required to have a minimum maturity ratio of at least 94% for Standard Pools and WAC Pools.” It also stated that “based on SBA’s expectations as to future Pool performance, SBA has determined that, in order to lower the costs associated with SBA’s Secondary Market Loan Pooling Program,